http://repository.bsu.edu.ph/handle/123456789/370 Wed, 15 Apr 2026 23:05:22 GMT 2026-04-15T23:05:22Z http://repository.bsu.edu.ph/handle/123456789/671 Utilization of Chayote Fiber (Sechium edule) in Paper Making. Benguet State University, La Trinidad, Benguet Agpoon, Kim Darllyn; Gae-wen, Lyne; Sikito, Ellen Dayle; Wakit, Venus Nowadays, people are becoming aware of their environment. Some do segregation and recycling to help prevent environmental degradation. On a closer view, one way of doing this is not to cut a tree which unfortunately is rampant in light of producing this product which undoubtedly plays various roles in today’s transactions. This study aimed to utilize chayote fibers in paper making specifically assesses its quality characteristics and acceptability. Series of experiments were carried out to determine the quality characteristics of these fibers and the most acceptable amount of starch and chayote fiber to produce a paper. Sensory test results established that the acceptable paper is made with greater amount of fiber and lesser amount of starch in terms of texture and durability. Further study on the product, which may focus on the method of preparation of chayote fiber is recommended. Tue, 01 Dec 2015 00:00:00 GMT http://repository.bsu.edu.ph/handle/123456789/671 2015-12-01T00:00:00Z http://repository.bsu.edu.ph/handle/123456789/668 Dragon Fruit (Hylocereus Polyrhizus) Peeling as Natural Food Color in Puto Making Dominguez, Roxanne; Ediong, Nixie; Tabor, Jocelyn; Tuyan, Christy Lyn Dragon fruit has an attractive purple red peel color. With this, the study specifically aimed to utilize dragon fruit peeling by extracting its juice using two methods of extraction as natural food color in puto. Series of experiments were carried out to determine the quality characteristics and acceptability of the food color utilizing two methods of extraction, the manual and machine method. Sensory test established the quality characteristics of the food color using the dragon fruit extract. Results revealed the most acceptable method of extraction is utilizing machine in extracting the color pigment. Meanwhile, further study on the product which will focus on the prolonging the life span of the extracted color pigment is recommended. Tue, 01 Dec 2015 00:00:00 GMT http://repository.bsu.edu.ph/handle/123456789/668 2015-12-01T00:00:00Z http://repository.bsu.edu.ph/handle/123456789/569 Documentation on the Financing Practices of Vegetable Trader-Disposers at La Trinidad Trading Post. Mangsi, Jennelyn B. The study was conducted at the La Trinidad Vegetable Trading Post in Km5, Pico, La Trinidad, Benguet to find out the financing agreement between trader-disposers and farmers in terms of items financed, form of financing and amount to be financed, to find out how the trader-disposers collect the payments from the farmers; to find out the agreement in the disposal and payment of the vegetables; to determine the problems encountered by the trader-suppliers in their financing and disposing activities; and to find out how they remedy these problems. A total of 40 trader-disposers served as respondents of the study. The findings shows that all the respondents are financing farm inputs and cash advancement for personal use. For farm tools and equipment, kitchen utensils, food supply and land rent, not all the respondents financed them. Some are given in cash and some in kind. Some disposer-financiers limit the amount they finance and do not limit but base on the needs of the farmers. Disposer-financiers collects the payments of the amount they financed by deducting it from the sales proceeds of the vegetables delivered by the farmers. They do not charge interest but earn commission from what they sell. The disposers pay the farmers after they dispose the vegetables. In case of unsold vegetables, some disposers pay the farmers in advance base on the current price. The common problems trader-disposers encountered regarding financing and disposal activities are: difficulty in collecting credit from the farmers and buyers due to bankruptcy. Farmers not informing them of their harvest, money for farm inputs are used for personal; some farmers use the fertilizer in their own crops, sell some of the fertilizers, some buyers issue bouncing checks; and, difficulty in disposing vegetables due to low price. Fri, 01 Jan 2016 00:00:00 GMT http://repository.bsu.edu.ph/handle/123456789/569 2016-01-01T00:00:00Z http://repository.bsu.edu.ph/handle/123456789/568 Credit Needs Analysis of Loan Borrowers of La Trinidad Vegetable Trading Post Multi-Purpose Cooperative, La Trinidad, Benguet Lim, Ariel Loyd G. This study was conducted at LTVTPMPC, La Trinidad, Benguet to identify the credit needs and wants of LTVTPMPC member-borrowers, to analyze the level satisfaction of the members, and to determine the problems encountered by the loan borrowers. The source of information were gathered through survey questionnaires distributed to 100 respondents. The members has a big participation in recruitment of new members. Among the loan services offered by the cooperative, regular loan is the most availed by the members. Members joined the cooperative in the perception that the cooperative is easy to access and it credible institution. LTVTPMPC loan services were overall rated as satisfactory by the members, implying that the members were satisfied with the services offered by the cooperative. The members’ motivation in paying their loan on time is maintaining trust with the cooperative and loyalty. For the particular features of loan that needs improvement, most wants to lesser interest on regular loan and higher amount on emergency loan. For the respondents’ suggestion, most want more loans to be offered by the cooperative. With the aforementioned results of the study the following recommendations are proposed: A) the cooperative to study the loan amortization process if possible make it flexible based on the need of the borrowers. B) The cooperative to study the possibility of the cooperative for increasing the maximum emergency amount from PhP15, 000 to PhP25, 000. C) The cooperative consider decreasing interest rate based on the capacity of the borrowers. D) Come up with other loan service to be offered such as educational loan, emergency loan and business loan. Fri, 01 Jan 2016 00:00:00 GMT http://repository.bsu.edu.ph/handle/123456789/568 2016-01-01T00:00:00Z